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BBB Business Profiles are subject to change at any time. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. For those approved for a $300 credit limit, there are several cardholder agreements. You're working hard to achieve your goals and a challenging credit history shouldn't stand in your way. *May also include monthly maintenance fees. hWkk9+%ghA&ljp`K\ilQuGBFXN(n4QByQBRhjcZbURd,lI5Il(2H(11)A2`tF6YAs,F& The offers that appear on this site are from companies from which CreditCards.com receives compensation. Genesis FS Card Services has received a many complaints over its time in business. They easily called Genesis and changed my info (address especially, will explain) to a ******* address and asked for new cards, which Genesis promptly did and sent them. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. I have a few credit cards through this company. There are several cardholder agreements you could qualify for with a $300 credit limit. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Milestone Card reports to all three credit bureaus, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. If the charge on your bank statement stems from a debit or credit card.. following the other instructions on the monthly statement to Genesis FS Card Services, P. Make sure you pay at least the monthly minimum payment each month by your payment due date.. 2019 f250 just hit 70,000 miles so I cant lemon law it. Get a Mastercard accepted online, in store and in app. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. it was a everyday thing 2 to 4 calls a day. I only want Genesis FS Card Services, *** to stop. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. You might qualify for a $59 annual fee with either a 24.9% or 29.9% APR and a 29.9% cash advance APR or a $125 annual fee with a 29.9% cash advance and purchase APR. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies. Don't forget that the annual and monthly maintenance fees lower your available credit limit, so plan purchases accordingly so you don't get hit with an overlimit fee. Genesis FS credit cards can be used to make purchases anywhere accepting credit cards with the Mastercard logo. Also: The best starter credit card for no credit. [and] pride ourselves on offering the same credit experience to non-prime customers that prime customers receive.. Genesis created the Genesis Credit brand after the 2008 recession, when many saw their credit negatively impacted through no fault of their own, like job loss or health issues. Member Alerts: There are no Member Alerts at this time. Read more about the firm. Other than an address for a website that lets you do nothing other than apply for their worthless credit card, the solicitations have no contact information, no email address and no phone number with which to contact anyone to demand they cease and desist. In case you dont qualify, the issuer may suggest card options from a partner bank. Performance & security by Cloudflare. and serviced by Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006. I want this closed w/out hurting my score. Our team is made up of diverse individuals with a wide range of expertise and complementary backgrounds. Then, when I tried to get this corrected, they have all my info, my ss, phone etc, except the address was changed. Learn More GENESIS CREDIT Yes. EVERYTHING is a constant run-around with them. Theyre legit. Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. Genesis FS Card Services is a debt collector located in Beaverton,OR. They know EXACTLY what the complaint is and that my identification was stolen regarding those cards. Well guide you through the process. How much should you contribute to your 401(k)? Your credit cards journey is officially underway. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. At Genesis Financial Solutions, we put consumers first by providing non-prime consumers a second chance to access quality financing solutions and direct-to-consumer credit cards. Gen says it is in a dispute status, but then placed it back into repayment status, charging interest. Click the Apply Online button to review the terms and conditions of the offer on the card issuer's web site. 319 0 obj <> endobj Your answer should account for all personal income, including salary, part-time pay, retirement, investments and rental properties. Please enter a valid email adress, Your phone Whats your phone number? the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. This cardholder agreement comes with either a 29.9% or 35.9% APR with a matching cash advance APR. Genesis is the nation's largest "second-look" merchant financing provider. This credit limit features a $74 annual fee for the first year and $99 each year after, plus a 29.9% cash advance and purchase APR. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Member FDIC, If we have made an error or published misleading information, we will correct or clarify the article. Genesis and Genesis Credit are registered trademarks of Genesis Financial Solutions, Inc. Destiny, Indigo, and Milestone are registered trademarks of Genesis FS Card Services, Inc. Delivering FinancingSolutions for Merchants and Consumers. Our goal is to deliver the most accurate information and the most knowledgeable advice possible in order to help you make smarter buying decisions on tech gear and a wide array of products and services. Many of the card offers that appear on this site are from companies from which we receive compensation. Dont worry, we wont spam your inbox. Cathleen's stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie Claire, Fodors Travel, Departures and The Writer. Take a look at the link above to find out whether this collections company falls within this category. Get Pre-Qualified today for the Milestone Mastercard This website is attorney advertising: prior results do not guarantee a similar outcome. Genesis fs card services is harassing me to contact them or 'I assume' they will: 1. . The Fair Debt Collection Practices Act prohibits this action. We look forward to working with you to resolve your legal issues. But I am not able to speak with the fraud department myself due to their customer service department can't transfer my call to the fraud department. Our goal is to give you the best advice to help you make smart personal finance decisions. Your email address unlocks your approval odds. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. When you click on Its an unsecured card that comes with a $300 credit limit if youre approved and charges up to $40 for going over your credit limit, up to $40 for returned payment and up to $40 for late payment. Here are the best offers for Genesis FS Card Services credit cards. Lastly, according to dnb.com, this collections company has an annual revenue of $65.65 million and an employee base of 490. Each card comes with its own credit limit and terms, including annual and monthly maintenance fees, cash advance and purchase APRs. When you have bad or poor credit, it can be challenging to get approved for an unsecured credit card. Neither ZDNET nor the author are compensated for these independent reviews. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Genesis FS Card Services does not cite who they specifically collect for on their website. 2023 Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier . You can be approved for a $300 - $1,000 credit limit with the Indigo Mastercard, and some consumers may qualify for no monthly fee and low APR. Home Page - Kay Jewelers Genesis also offers Genesis credit, which extends second-look financing to consumers who don't qualify for prime lenders. we equip you to harness the power of disruptive innovation, at work and at home. Accounts with Merchants Not Specified Below You'll be able to see which card, credit limit, and terms you qualify for without impacting your credit score. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. Genesis Financial Solutions Reviews: 7,993 User Ratings - WalletHub Rather than focusing on the number of complaints, BBB considers how frequently and effectively those complaints are resolved.